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Term Life Insurance

Term life insurance will protect your family and/or business interests for a set period of time. The premiums are guaranteed not to change for the length of the term. Term Life Insurance is the most affordable form of coverage that you can obtain. Soler Life Insurance provides all life insurance term durations available to meet your needs:

  • 10 year term
  • 15 year term
  • 20 year term
  • 25 year term
  • 30 year term
  • Annual Renewable Term
  • Return of Premium (ROP)
  • Custom term years are available between 15 and 30 years.

The most common duration is the 20 year term.

Term life insurance is a great vehicle to protect your business interests:

  • Key Person Insurance- Protect your revenues should your key income generator were to pass away. It may take a long time to find a replacement for your key employee. In the meantime, the proceeds from your life insurance policy will keep your business afloat.

  • Buy/Sell Insurance for Partners- Two business partners can insure the lives of each other. Should one of the business partners were to pass away, the surviving partner would use the life insurance proceeds to buy out and compensate the spouse/child that inherited the shares of the deceased partner. In the end, the surviving partner would own the entire business, and the spouse/child would end up with the life insurance proceeds.

For a quick quote, please contact us.